We help you build credit. get better rates. have options.

It can be challenging having a positive life with negative credit. Let us help! Change starts now.

What is credit?

A credit score is a three digit number that ranges from 300 to 850 and is a rating that measures a person’s likelihood to repay a debt. A higher credit score signals that a borrower is lower risk and more likely to make on-time payments whereas a lower score may be an indication of a higher risk. 

Your credit score has a significant impact on your financial life. Having a higher credit score will enable you to have access to greater products and higher limits. Ex. Someone with a 750 or above score may qualify for a zero percent APR on a car, or a lower interest rate on a credit card. While someone with a lower score may mitigate the likeliness in qualifying for such rates and sometimes even the loan in general. 

 

Staying up to date with payments, maintaining a stable utilization of credit card spending, and history length are all components that will make or break your score. Any instances of bankruptcy, charge offs, collections or failure to make payments on time will have a significant impact on your score and overall history. It’s never too late to improve or begin your credit journey. 

What affects your score?

Payment History 35%

Credit Utilization 30%

Age Of Accounts 15%

Diversity of Credit 10%

New Credit 10%

Good accounts building on your credit

On time payments, aged account, maintaining a open account

Bad accounts hurting your credit

Late or Missed payments, High credit utilization, closing accounts, charge off accounts, collections

How It Works

Credit Repair Process

Consultation

The credit repair process begins with a free online consultation. A SLR specialist will take a deep dive into your credit report and notate the negative disputable items.

Evaluation

We will then create a custom action plan for the next steps to reach your goals and give you actionable advice on how to improve and maintain positive credit moving forward.

Submission

Once an evaluation is completed, we will then submit your file for processing. Just sit back and watch your score climb!

Completion

We will closely monitor your credit file and update you along the way with updates until file completion.

Society is becoming increasingly dependent on using credit to make purchases and decisions. These days, good credit is used for more than just getting a credit card or a loan. More and more businesses are making the case that you must have good credit before they extend products or services to you.

HOW DOES IT AFFECT ME?

It Affects Where You Live and How Much You Pay

It Affects What You Drive and Your Car Payment

It Can Affect Your Job Search

It Affects Your Ability to Start a Business

It Affects Other Monthly Bills

Why does having great credit matter?

Download our FREE Credit Repair E-Book!

Our blueprint to a 800 credit score. No strings attached just let us know where to send it.

Customer reviews

Brandon R.
This is life changing! Over 47k in debt removed which
allows me to take control of my financial future. I will refer SLR
everyone i know!
Cooper R.
Thank you for your diligence, dealing with credit repair
can be exhausting with so many sketchy services. A breath
of fresh air and trust dealing with SLR.
Juana M.
Gracias mil! Credit can be so confusing but your team
was extremely patient and organized. So excited to be
able to get solar for my home!

The 800 Credit Score Blueprint